National Pacific Capital has built a reputation for providing homeowners with the piece of mind that comes from a debt free retirement and a free and clear home.

Their unique approach utilizing first mortgages as an aggressive yet safe retirement vehicle is revolutionizing the mortgage industry and allowing consumers to beat the banks at their own game.

Unlike the majority of lending institutions leading them down the path of 30yr, 40yr, and 50yr loans. National Pacific Capital tailors their program around the consumer’s current financial profile, maximizing interest savings, wiping out debt and accelerating the pay off of their homes. Most consumers are paying off their homes in ten to eighteen years, with little to no change in their current payments. Balances are being reduced significantly in as little as three years and retirement with a free and clear home is becoming a reality once again.

Eric Maclean, President of National Pacific Capital has managed and trained hundreds of loan officers over his twenty-five years in the industry. Developing some of the most successful and innovative campaigns in the market. In 2003 his loan officers were responsible for receiving the Nations Top Volume Award from Fannie Mae for their Desk Top Originator program. One of those months included over $500 million in A-paper residential loan originations. After investing the last 10 years in expanding on of California’s most successful independent mortgage banking operations. Mr. Maclean has moved on to establish National Pacific Capital, Inc. a Southern California based operation in March of 2006.

Our vision is to provide consumers with the most powerful and effective method of wiping out mortgage and consumer debt, setting them up for a comfortable retirement with a free and clear home. Affordability being a key factor, this powerful new program is based on the consumer making the same payments they’re currently making.

Most consumers have refinanced numerous times over the years trying to take advantage of the market with the lure of lower payments. Only to find a larger mortgage balance, a longer term and little if any reduction in debt. As rates adjust they’re trapped, values are dropping and the vision of a comfortable retirement fades further away.

Our new program is based on the simple fact that “Time is Money” This powerful and effective program saves consumers serious money regardless of their current